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The Australian Tax Office (ATO) has unveiled the latest set of data around national self-managed super funds, revealing key insights into the sector and the distribution of assets among this type of retirement plan.
Notably, quarter two 2025 saw the biggest uptick in SMSF adoption listed in the report, which goes back to December 2019. Between March and June this year, there were 11,000 new self-managed super funds registered with the ATO. This means there are now over 650k SMSFs held by Aussies.
The growing prevalence of SMSFs suggests a growing interest in personal finance – but amid a topsy-turvy quarter for the crypto market, how have digital assets fared?
Crypto holdings in SMSFs steady over previous quarter
According to the ATO figures, crypto holdings in SMSFs have fallen approximately 4% year-on-year, dropping from $3.12 billion AUD to $3.02 billion over the past twelve months.
However, when applying a quarterly lens, the drop-off is much less notable – with holdings falling just 0.3% between March and June.
Listed shares dominated SMSF allocation as per usual, with nearly $300 billion AUD worth of equities held among Aussie self-managed super funds.
It’s worth noting that most self-managed super funds are held by Australians over 50, with those aged between 50 and 85+ comprising 72% of all SMSFs.
When you compare that with digital asset adoption data Down Under – a metric dominated by Gen Zers – it isn’t as surprising that SMSF ownership of crypto hasn’t significantly increased.
But, taking a step back, digital currency holdings in self-managed super funds has still grown by more than 12x since March 2021, and 2x since 2023.
And when observing data from the dawn of the decade, digital currencies have maintained their position as the fastest-growing asset class in self-managed super funds. So while the growth of crypto SMSFs has stalled over the past 12 months, from a longer-term perspective, adoption is trending upwards.
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