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Access fast and flexible banking solutions

We’ve partnered with local, award-winning digital bank, Alex.Bank, to give Swyftx customers greater exposure to financial products.

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Borrow and save

Personal Loans

Alex.Bank offers a low-rate unsecured personal loan so you can get what you need sooner rather than later.

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Car Loans

Pick up your car from the dealership sooner with an Alex.Bank Car Loan, with no ongoing or early repayment fees.

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Term Deposit

Watch your savings grow with competitive fixed interest rates by applying for one of Alex.Bank’s award winning^ Term Deposits.

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EV Loans

Want to save emissions on the road? Get a new or used EV car with the Alex.Bank secured EV loan.

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Why Alex.Bank?

Personalised & competitive rates​

Alex.Bank’s lending interest rates are tailored to each customer’s financial situation and risk profile using their proprietary technology.

Fast turnarounds

As a 100% digital bank, it takes 3-5 minutes to apply for a loan with Alex.Bank and only 3 minutes on average to apply and open a Term Deposit.

No ongoing fees

Alex.Bank has no account keeping fees, early repayment fees, late payment fees or establishment fee (Unsecured Personal Loan only).

Award-winning service 

Alex.Bank has received multiple accolades for their banking products over the years, with market-leading speed, service, and rates.

Frequently Asked Questions

Still have more questions?

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Swyftx shares Alex.Bank’s vision to empower Aussies with fast, fair, and flexible products. Through our referral partnership, we’re excited to help Swyftx users discover great banking solutions alongside their crypto journey. This ultimately forms part of our wider strategy to support the financial freedom of our customers.

No, Swyftx is a referral partner of Alex.Bank. Your application with them is separate to Swyftx will not impact your Swyftx account. Swyftx receives a commission as a referral fee for referred customers of certain products. You can ask us or Alex.Bank for more details before taking out any products.

All applications are handled by Alex.Bank. The application process will change depending on the selected product. Please refer to Alex.Bank’s website for more information about their applications, processing times, and eligibility requirements.

Alex.Bank is Australia’s only 100% digital consumer and small business bank. They offer a range of banking products that enable you to borrow and save. They’re committed to giving Australians a fair go, ensuring that banking is accessible, safe, transparent, and flexible.

‘Swyftx’ is a brand of Swyftx Pty Ltd (ABN 72 623 556 730, AFSL 568543). Swyftx’s spot cryptocurrency exchange services are not provided under Swyftx’s AFSL and are not issued, arranged, distributed or authorised by Eightcap Pty Ltd (ABN 73 139 495 944, AFSL 391441) (Eightcap), Web3 Loans Pty Ltd (ABN 48 668 516 952) or Web3 Ventures Pty Ltd trading as Block Earner (ABN 63 655 090 869, ACL 551024) (Block Earner). Derivative products are issued by Eightcap and distributed by Swyftx. Credit products are provided by Block Earner. Swyftx is an authorised credit representative of Block Earner (Credit Representative No 579667). 

The information on this website is general in nature and does not consider your objectives, financial situation or needs. You should consider whether this is suitable for you and your personal circumstances. Any statistics, price references, graphics or information on this page related to the performance of any asset, market or trading account are not indicative of current performance and should not be relied upon when making a decision to invest. This website is not targeted at the public, nor residents, of any specific country and is not intended for distribution to residents in any jurisdiction where that distribution would be unlawful. Digital assets are volatile and carry high levels of risk, you may lose some or all of your investment. Derivative products are highly speculative and carry significant risk. Credit products are subject to lending criteria. Before making any decision about whether to acquire a product, you should read the applicable Terms of Service and, where relevant, the PDS, FSG, Credit Guide and TMD available on Swyftx’s website, as well as the respective product issuer’s website (if applicable).